Is a wood-destroying insect report the same as a termite treatment?
No. An inspection reports what is present or damaged, and a treatment is the work that deals with an active colony. A report can recommend treatment, and a treatment record shows what was done, but the two documents answer different questions.
The report is a snapshot. It describes the building on the day the technician looked, in the places that could be reached. It does not promise that no wood-destroying insect will be present later, and a careful report says so.
The treatment record is a history. It names the approach, the areas treated and the follow-up. A buyer who is shown only one of the two documents should ask for the other, because each covers a different part of the question.
Maryland requires the findings to be reported in writing on Form MD-1, so the report is a formal document rather than an informal note. Ask the technician to explain each section of the form before the visit, so the report is not read for the first time at closing.
What does a termite inspection not cover?
The inspection covers accessible wood and the conditions around it. Finished walls, sealed cavities, insulated spaces and areas blocked by stored items are usually outside the look, and the report must say what was not reached.
Access decides the scope. A crawl space with headroom and a clear path gives a full look at the sills. A crawl space with only a few inches of clearance, or a locked utility room, does not, and the report should name that gap rather than fill it with assumption.
Wood behind a finished wall is the usual blind spot. A technician can point to moisture, staining or a bulge in trim as a reason to look further, but opening a wall is a separate job that needs the owner's permission and its own scope.
Other pests are outside this report. Stink bugs, rodents and ants may be noticed and mentioned, but the report does not clear the house of them.
- Crawl space access, headroom and clearance named
- Finished walls and sealed voids listed as not reached
- Recommendations for further work set out separately
Who should receive the report?
The report goes to the party who ordered it, which may be the buyer, the seller, a lender or the homeowner. Name the recipient at the start of the job, because the state form is addressed to them, and agree any copy to a second party before the report is issued.
A buyer usually orders an inspection to know what they are buying. A seller may order one before listing so that a problem can be dealt with first. A lender may ask for one before approving a loan. Each has a different reason to want the findings.
Ask the technician to confirm in writing who the report is addressed to and how it will be sent. A report that goes to the wrong person does not help the job it was ordered for.
Keep the report with the house records. If treatment or repair follows, the report and the treatment record together show what was found and what was done about it.